All-In-One Loan Management System

Evaluate loan applications, assess risk, make lending decisions, and set loan terms as part of the loan origination phase.

• The Decision Engine can assist in making underwriting decisions by using scoring models and decision scenarios to analyze data and provide insights into the customer’s risk profile, enabling banks to make more informed lending decisions.
• All the underwriting processes could be automated, which helps reduce errors and processing time.
• Our system can also provide customizable loan terms based on the customer’s financial profile and risk tolerance, allowing banks to tailor their lending to individual customers.

Our lending solution redefines application processing. Review and verify loan applications to ensure they meet lending criteria.

• Our Core system automates and streamlines this part of the loan process, including product servicing workflows, templated notifications, and different options for loan disbursements.
• The system can also provide real-time updates to customers on their application status, reducing wait times and improving the overall customer experience.
• Intuitive dashboards for client agents to track end-customer journeys, providing visibility of key stages such as application submission, processing, and approval, as well as detailed information on any issues or delays encountered.

Managing customer relations, including loan servicing and customer support are integral to lending operations.

• Our Core system offers a comprehensive loan servicing and customer support solution by integrating multiple communication providers into a single platform.
• The system automates the entire loan servicing process, including payment processing and account maintenance. This optimizes efficiency and reduces the need for manual efforts, saving time and resources for financial institutions.
• Real-time alerts to customer service teams when customers experience issues are provided, enabling the service providers to quickly resolve problems and improve customer satisfaction.

FTM's comprehensive loan servicing platform assists you in taking legal or other actions to recover outstanding debts.

• FTM lending software monitors loan repayments and detects potential delinquencies, allowing for quick and proactive debt management.
• Our products use configurable workflows to manage the collections process, including notifications, follow-ups, and negotiations, improving efficiency and reducing costs.
• Integrations with third-party debt collection agencies and legal services enable seamless handoff of accounts and more severe debt recovery actions.