Decision Engine

Inputs and equations

For creating the decision-making models, the input data used in them are needed. Our solution enables adding the data fields on your own according to need and using values matching with your existing system. If using also our Banking application, the fields can be created with corresponding key values from the main system. Existing data fields can be used when making new inputs, also it's possible to give them descriptive names to simplify complicated formulas.

For managing data and building decision scenarios equations similar to Excel functions can be used. The list of available equations, interactive guides with instructions, examples, and testing options on how to use them, are available in the system.

Visual modeling

Creating and managing decision-making and customer scoring models is convenient with the help of a visual tool. Easy to change and move the needed places just by dragging and dropping. The tailored data fields and decision process steps help to design perfect risk evaluation and application scoring for your company.

Decision scenarios are versioned, and no changes are allowed in the active versions. The full history of activations and deactivations of models is kept. There exist possibilities to set a model version as a challenger or lock prepared model during the work process. Status signs ensure an easy overview of version states.

Testing

Configure the risk model and use the testing tool to ensure that everything works as it should. In addition, the functionality allows testing already in use scenario versions manually or via API to verify the results. The batch testing option allows to test and analyze a large amount of data with the possibility to compare expected results. For comparing several decision strategies, the Champion Challenger test helps to find out the best performing strategy. A/B testing is there to get the fastest results based on the customer's real behavior.

Statistics and distribution

All of the inquiries made with the risk models have graphical representation in the application to have the best possible overview. In addition, there's a possibility to see specific version results or general scenario results if needed. The graphs include the results summary and distribution of decisions, ratings, and scores use with the model and its versions. The detailed information about each request is also visible together with a comparison of alternative models if the Champion Challenger option is used.